One short form puts your request in front of lenders in our network. You read what they offer, and then decide. No cost, and there is no obligation.
One answer is enough to begin.
A single question about what the funds are for, plus how to reach you. Nothing more.
Using the service is free. We are paid by the lenders and partners in our network.
Nothing is binding until you review a lender's terms and choose to sign. You can stop anytime.
You look first. The commitment, if there is one, comes later and comes from a lender.
Pick the closest reason from the list. It does not have to be exact.
Lenders and lending partners in our network receive the request and read it themselves.
Signing happens later, with a lender, in its own agreement, and only if the terms suit you.
The purpose is yours to pick. These are the ones that come up most.
One loan in place of several balances. Whether it is worth doing depends on the terms a lender offers.
Repairs and renovation, without borrowing against the equity in your home.
A repair bill, or a private purchase that auto financing will not cover.
No. Granite Sum is a comparison and referral service. We don't lend money, we don't approve or deny applications, and we don't set rates or terms. We connect you with lenders and lending partners who do.
We can't tell you, and we won't pretend to. Rates and terms are set by the lender after they review your application, and they depend on your credit profile, your income, your state, the amount, and that lender's own criteria. Anyone quoting you a number before you apply is estimating.
Nothing. We're paid by the lenders and partners in our network when we refer a customer. That's also why we can't claim to show you every lender in the market. We work with the ones we work with.
No. Nothing is binding until you review a lender's final terms and sign their loan agreement. You can walk away at any point before that.
We share what you submit with lenders and lending partners so they can evaluate your request and contact you. We don't sell it for purposes unrelated to your inquiry. The full detail is in our Privacy Policy.
One short form, and we introduce you to lenders in our network. Reading what they offer costs you nothing.
ContinueGranite Sum · 12333 Sowden Road, Ste. B # 23931, Houston, TX 77080
Granite Sum is not a lender, bank, credit union, or loan broker and does not make credit decisions or issue loans. We operate a comparison and referral service that connects consumers with third-party lenders and lending partners. We do not guarantee that you will be approved, that you will receive any particular rate, term, or loan amount, or that any lender will contact you.
We do not quote rates, terms, payments, or loan amounts. Nothing on this site is an offer of credit, a pre-approval, or a commitment to lend. All terms are determined solely by the lender after it reviews and underwrites your application, and they vary by lender, by applicant, and by state. Not all products are available in all states, and some lenders charge origination or other fees.
Applying with a lender may involve a credit inquiry, which can affect your credit score; the lender will disclose this to you. Late or missed payments may result in additional fees and can negatively affect your credit. Consolidating debt into a longer-term loan may lower a monthly payment while increasing the total amount repaid over the life of the loan.
We are compensated by lenders and partners in our network when we refer a customer. This compensation may influence which products appear and the order in which they appear. We do not represent every lender or loan product available in the market. Granite Sum does not provide financial, legal, tax, or credit-repair advice; consider speaking with a qualified professional about your situation.